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Bank Reporting System
The Depositors Insurance Fund (DIF) is a private, industry-sponsored excess deposit insurance company. It insures all deposits above the Federal Deposit Insurance Corporation's (FDIC) $100,000 per depositor limit in 70 Massachusetts chartered savings banks. All banks that are members of the DIF are also members of the FDIC.

DIF deposit insurance is backed solely by its own assets. Neither the Commonwealth of Massachusetts nor the U.S. Government has any liability for the obligations of the DIF.


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